Reduce fraud with verified deductible payment plans

Reduct helps P&C carriers cut claims costs and fraud by ensuring verified contractors are paid deductibles through hassle-free payment plans—no financing or credit checks needed.

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Why Reduct

Fraudulent claims cost carriers millions—Reduct delivers transparency and accountability while easing the burden for policyholders

Verified contractors

Payments go only to pre-screened, verified contractors, eliminating fraud risks and ensuring compliance.

Verified contractors

Payment validation

Track payments to ensure compliance and reduce unpaid claims.

Payment validation

Deductible scores

Gain another data point to asses risk and improve underwriting decisions.

Deductible scores

Supplement mitigation

Increase deductible payout rates upfront to minimize back-end supplement costs and save money on claims.

Supplement mitigation

Integrations

Expanding our claims management integrations

We’re committed to integrating with more claims management systems to deliver seamless, transparent payment solutions. Our platform is designed to adapt and grow, and we’re eager to collaborate with new partners to drive innovation in claims handling.

Integrations

How it works

Ease policyholder burden and streamline payments for contractors

1

Payment plan proposal

A service provider works with a policyholder to determine a monthly payment amount, sending an email to the policyholder with a link to sign the agreement and make their first payment.

Payment plan proposal
Sign agreement
2

Signature and payment

Once the policyholder follows the link in their email, they will finish setting up their account, review the proposed payment terms, sign, and make their first payment.

3

Records shared

Once the proposed agreement is signed, a PDF of the contract is generated to be shared with the carrier, allowing the service provider to begin work.

Records shared

Testimonials

What people are saying

"The number one issue my clients have when filing a home insurance claim is paying their deductible in full. They cannot "afford" to get a new roof by paying their deductible in full."

Tyler Pahl

Insurance Agent, ISG

Testimonial

"We use Reduct on every project we possibly can because it allows the customer to pay their deductible in monthly payments over time or, if they just can’t afford it, provides an alternative. It’s made our close ratio a lot better, especially doing things the right way and staying legal."

Scott Page

Owner, Golden Dome Construction

Testimonial

"Reduct has been a game-changer for us, offering clients flexible payment options that make covering deductibles more manageable. It’s become an essential part of our sales process and has helped us close more deals while staying competitive."

Ross Graham

Owner, 41:10 Construction

Testimonial

"The number one issue my clients have when filing a home insurance claim is paying their deductible in full. They cannot "afford" to get a new roof by paying their deductible in full."

Tyler Pahl

Insurance Agent, ISG

Testimonial

"We use Reduct on every project we possibly can because it allows the customer to pay their deductible in monthly payments over time or, if they just can’t afford it, provides an alternative. It’s made our close ratio a lot better, especially doing things the right way and staying legal."

Scott Page

Owner, Golden Dome Construction

Testimonial

"Reduct has been a game-changer for us, offering clients flexible payment options that make covering deductibles more manageable. It’s become an essential part of our sales process and has helped us close more deals while staying competitive."

Ross Graham

Owner, 41:10 Construction

Testimonial

"The number one issue my clients have when filing a home insurance claim is paying their deductible in full. They cannot "afford" to get a new roof by paying their deductible in full."

Tyler Pahl

Insurance Agent, ISG

Testimonial

"We use Reduct on every project we possibly can because it allows the customer to pay their deductible in monthly payments over time or, if they just can’t afford it, provides an alternative. It’s made our close ratio a lot better, especially doing things the right way and staying legal."

Scott Page

Owner, Golden Dome Construction

Testimonial

"Reduct has been a game-changer for us, offering clients flexible payment options that make covering deductibles more manageable. It’s become an essential part of our sales process and has helped us close more deals while staying competitive."

Ross Graham

Owner, 41:10 Construction

Testimonial

"The number one issue my clients have when filing a home insurance claim is paying their deductible in full. They cannot "afford" to get a new roof by paying their deductible in full."

Tyler Pahl

Insurance Agent, ISG

Testimonial

"We use Reduct on every project we possibly can because it allows the customer to pay their deductible in monthly payments over time or, if they just can’t afford it, provides an alternative. It’s made our close ratio a lot better, especially doing things the right way and staying legal."

Scott Page

Owner, Golden Dome Construction

Testimonial

"Reduct has been a game-changer for us, offering clients flexible payment options that make covering deductibles more manageable. It’s become an essential part of our sales process and has helped us close more deals while staying competitive."

Ross Graham

Owner, 41:10 Construction

Testimonial